Michael Staten holds the Take Charge America endowed chair, where he is also director of the T.C.A Institute for Consumer Financial Education and Research. Staten was a principle investigator on the FTC's credit report accuracy study published in 2013. Here he shares his article "Where Credit Report Reforms Fall Short"
The news that the three largest credit bureaus have Read more »
The U.S. Chamber of Commerce, the world's largest business federation, draws attention to Professor Michael Staten's report entitled "Risk Based Pricing in Consumer Lending."
By John Berlau Newsmax Read more »
“Risk-Based Pricing in Consumer Lending,” by Dr. Mike Staten, Director of the Take Charge America Institute examines how risk-based pricing has transformed consumer credit markets in the U.S., benefitting individual consumers and the macro-economy.
Cites Drastic Expansion of Credit Opportunities Across Socio-Economic Spectrum
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The University of Arizona’s Take Charge Cats ambassador, Andrew Soukhome, was cited in WalletHub’s 2014’s Best and Worst Cities for Halloween article - along with other industry experts – for his perspectives on learning opportunities using Halloween traditions as a financial opportunity.
Take Charge Cats Ambassador, Norton School of Family and Consumer Sciences, University of Arizona Read more »
Building credit while hunting for a job, wrestling student loans and figuring out post-college life might seem like a tall order. But, just like the triumphant hat toss, it’s an important rite of passage for young adults.
About 28 percent of young adults in the Norton School APLUS study say that marriage is not an important life goal, while 27 percent say that having children is not.
What does it mean to be a "grown-up?" Read more »
For many young adults, goals and lifestyle choices aren't even on their radar because they're under financial stress, according to a new study released by the Norton School, the latest installment of a nationally acclaimed study launched to track the financial attitudes and workplace changes of more than 2,000 students through their college years and into adult life.
Think about the way you'd like to see your twentysomething start out life after college. A full-time job with financial stability. Living away from your cozy confines. Read more »
The latest installment of an ongoing Norton School, Take Charge America Institute study finds that more than half of those graduates require financial support more than two years after college. Moreover, 50.6% of college graduates surveyed say they rely on financial support from family members, including almost half of those who are employed full-time.
Father’s Day has come and gone, but many Dads are wondering when twenty-something son or daughter is going to get off the family dole. Read more »
Results from the Norton School's APLUS study of recent grads reveals what it really takes to succeed today.
On the surface, Gen Y, those ebullient 20-somethings smiling into their phones as they snap selfies, can seem glowingly optimistic about their futures. Read more »
Two years out of college, half of graduates are relying on their parents or other family members for some sort of financial help, according to research from the University of Arizona, Norton School APLUS study.